Your graduate program – Your future.

You completed your bachelor’s or master’s degree no more than two years ago, and you have relevant practical experience, e.g., through internships, working student roles, or vocational training.

The process consists of four steps:

1. Analytical online test
2. Speed Date
3. Job Date
4. Assessment Center or an interview with a Managing Director from another division (for applicants to Client Solutions)

We aim to make the process pleasant, respectful, and transparent. A colleague from People & Culture is available for your questions at all times and will guide you throughout the process. We want to get to know you – but this is also your chance to find out whether you and HVB are a good fit.

The test takes about 40 minutes and assesses logical reasoning, numerical skills, and reading comprehension. It also covers soft skills – giving you the opportunity to show how you handle challenging situations. We recommend to complete the test on your laptop or tablet, not on your smartphone.

The Speed Date is an initial, informal conversation with People & Culture. It lasts around 20 minutes and takes place virtually. Feel free to ask anything you’d like to know about working at HVB or the graduate program.

During your Job Date, you will meet your potential manager from the department you applied to. You’ll learn more about your concrete role and day‑to‑day tasks. Use this meeting to ask questions about responsibilities, expectations, and the team.

The Assessment Center is conducted online, either individually or in a group (2-6 participants). It includes a case study and a role play or a group discussion, giving you the chance to demonstrate your professional and personal strengths. You will receive our feedback on the same day!

Be yourself and show us what you bring to the role. Reflect on your strengths and what matters most to you in your professional future. Honesty, openness, and confidence will take you further than a polished but unauthentic CV.

We recruit all year round, and you can start at any time. Simply check our job portal to see which positions are currently open.

From our headquarter in Munich to Hamburg – HVB is represented across Germany, and graduate trainee positions are available at various locations. Just check the job posting as it will indicate the specific city.

Yes! From day one, you will receive a permanent contract, and we guarantee your placement after you have successfully completed the graduate program. Your permanent position will typically be in your home base department – the team you start your program in – or in a closely related area.

Your journey with us begins with the Welcome Day at our headquarters in Munich. There, we welcome all new colleagues with a diverse agenda and plenty of opportunities for networking. In addition, there is a dedicated onboarding event for all trainees starting with you, ensuring that you are well connected from day one and have all the key information at hand.

You will also be assigned a buddy from your department who will support you with any questions and help you settle into your team and the bank quickly.

The program lasts between 12 and 15 months. You will start in your home base – the department linked to the position you applied for. To ensure a holistic view of the bank, you will complete 3-4 rotations in other departments during your program.

As a graduate trainee, you are one of tomorrow’s specialists or leaders. From day one, you will have room to grow: you will take on responsibility, work on your own projects, and receive diverse input for professional and personal development. At the same time, we expect a high degree of initiative and proactivity – our graduate trainees are important ambassadors who actively help shape change within the bank.

Absolutely! You will decide on your rotations with your manager, based on your interests and experience. Both the order and duration of rotations are flexible. You can deepen your knowledge in key interface areas or neighboring teams – helping you understand the bigger picture and your own topics more deeply.

You’ll have many opportunities: you can select trainings and workshops from our catalog or participate in tailored programs depending on your role. A part‑time degree alongside the program is also possible and supported.

The job posting will indicate whether international rotations are part of the program. This applies to graduate positions with a direct international focus.

Yes! We offer great flexibility, allowing you to shape your workday in a way that suits you best. You can work in the office, up to 60% remotely across Germany, or temporarily from another EU country as part of our workation offering. We also offer flexible working hours so you can align work with your personal rhythm.

You are paid according to the German banking wage agreement. Your starting salary depends on your highest academic degree:

• Bachelor’s degree: Pay group 6/11 – €58.591
• Master’s degree: Pay group 7/11 – €64.012

Note: Compensation may differ in the Client Solutions division.

And even if retirement is far away, your future matters to us: we offer one of the best pension packages on the market and invest approx. 5% of your salary into your company pension.

You benefit from numerous perks designed to support flexibility and work‑life balance – such as flexible working hours, the possibility of workation within the EU, and extra paid days for social engagement. You can work up to 60% remotely from anywhere in Germany. Wellhub, JobRad, discounted stays at our partner holiday homes, and a subsidized Deutschlandticket are just a few of the many benefits available.

We offer a wide range of formats designed to help you find your way, build networks, and actively contribute to the bank.

The Trainee Engagement Hub is a platform where trainees create initiatives for trainees. You can get involved through:

• Mystery Coffee: Virtual coffee chats with randomly matched trainees from other areas – perfect for expanding your network.
• Trainee meets Division: Business units present their work and current projects – giving you a deeper understanding of how the bank operates.
• Trainee meets Manager: Meet top executives, learn about their career paths, leadership views, and strategic priorities.

A special highlight is the annual Graduate Day: on this day, all trainees work together on forward‑looking topics for the bank, develop new ideas, and expand their cross‑functional network.

Beyond these trainee‑specific offerings, there are many other internal networks you can join as an employee. For example, you can get involved with our UniCorns for all topics related to LGBTQIA+, exchange experiences and perspectives with colleagues in the Wisdom network, or become part of Enrich to experience first‑hand how enriching collaboration in an international and multicultural bank can be.