Corporate Banking
This is our mission:
Supporting Germany’s businesses with excellent quality - That is what drives us. In Corporate Banking, we support the transformation to a more sustainable and future-oriented economy in all areas that really matter to businesses: digitisation, internationalisation, growth, sustainability and corporate succession. As a capital-rich full-service bank, we offer proactive, high-quality financial solutions and make an important contribution to society. Our personal, customer-centred service coupled with in-depth industry expertise in the relevant industrial sectors in Germany and local connections in the various regions, makes us a strong and strategic partner - from SMEs, the backbone of the German economy, to international corporations. Our goal is clear: We want to be the best corporate bank in Germany.
This is what we do:
With our strong team of Client Advisors, Product Specialists and Industry Experts, we are able to provide our corporate clients with the best solutions for sustainable financial and business success. From opening simple digital business accounts, to offering ESG products, business loans, foreign-trade financing for corporate clients, insurance-product brokerage and advisory services for IPOs and M&A transactions. We are fully committed to long-term success with our corporate clients.
Retail, Private Banking & Wealth Management
This is our mission:
As the leading bank in Germany for discerning clients, we understand, advise and empower our private clients to unlock their full potential with the help of our financial services - for financial freedom in all situations and the goal of sustainable asset growth.
This is what we do:
In Retail, Private Banking & Wealth Management, we offer expert advice and solutions to our discerning clients as part of a strong team - simple, personal and flexible across all channels, whether for saving, paying, insuring or investing.
Investment Banking
This is our mission:
Our Client Solutions division is the global product factory for all our client groups - from corporate solutions for SMEs (small- and medium-sized enterprises) to multinational corporations and the public sector to individual solutions for Private Banking, Wealth Management and Family Offices clients. Through the close collaboration of our innovative product factory and regional support, we provide our clients with outstanding capital-market solutions for their individual needs. In this way, we support and enable them to unlock their full potential and to overcome challenges even better.
This is what we do:
With a strong and innovative team of Financial-Market Experts and Product Specialists, we develop and structure capital-market products for all our clients. HypoVereinsbank is one of the largest financiers for German companies, supporting them with financing solutions in the equity and debt-capital markets - from small- and medium-sized companies to large corporations. A team of Sector and Capital-Market Experts also provides comprehensive advisory services for planned M&A transactions, IPOs and other debt-capital transactions. We work in close cooperation with the companies’ finance departments to provide a wide range of needs-based solutions in areas such as Cash Management and Payment Transactions, as well as Trade Finance and Working-Capital Management.
Our experts develop and communicate a coherent investment strategy for private clients and support them in their investment decisions. We also offer them a comprehensive range of services in the form of asset management and insurance solutions as well as developing other specialised investment opportunities for them.
Finance & Tax
This is our mission:
In the Finance & Tax division, we sustainably ensure the financial success of the bank. By converting straightforward figures and data into key performance indicators (KPIs), we are able to effectively guide the bank, ensuring that all operational and strategic decisions are well-founded, that our information obligations towards our stakeholders are fulfilled, and that regulatory and tax requirements are met.
This is what we do:
Thanks to our innovative, dynamic and visionary teams, we create an important foundation for our bank's economic success. Here, our colleagues in Accounting prepare the consolidated and individual financial statements in line with nationally and internationally applicable accounting standards, our colleagues in Planning steer the bank as a whole on the basis of key financial figures, our colleagues in ALM & Funding take care of liquidity and funding, and our colleagues in Tax make sure that the bank complies with all tax regulations. We plan and manage the bank’s financial resources and advise our colleagues and management on all key financial and tax issues.
Risk Management
This is our mission:
The business model of banks is to trade with risks, to use our equity capital in a risk-oriented, efficient manner and to thereby generate a sustainable contribution to the success of our bank. This means understanding the different types of risk, selecting the right risks based on sound analyses, measuring and managing them with a view to the future.
This is what we do:
In Risk Management, we measure, steer and report all types of risk in line with our business and risk strategy. We are the operational unit responsible for credit-risk management which means that we are responsible for the entire credit portfolio, credit analyses and credit decisions. Moreover, we take care of developing and refining our internal models. This ensures a realistic risk assessment and independent price- and market-data control. We are the team that validates these risk models. This includes monitoring to ensure the minimum capital requirements are met and overseeing processes under banking law as well as the respective risk-management systems. Another focus is on managing and measuring the risk types Operational Risk (OpRisk) and Reputational Risk (RepRisk). The strategic activities are bundled in Credit and Integrated Risk. This is where coordination, regulation management and overall risk management take place. In all these tasks, we are responsible for our risk culture and ensure a sustainable and comprehensive approach by integrating ESG factors into our risk management.
Digital & Operations
This is our mission:
We are passionate about excellent products, outstanding processes and the continuous improvement of the customer experience. Our mission is to take the customer experience to the next level while shaping the digital transformation of the bank both functionally and culturally.
This is what we do:
Our tasks include the design, customisation and continuous development of banking products and processes to inspire our customers. We liaise closely with other areas to ensure that our products and processes are optimally tailored to the needs of our customers. We also take care not only of the efficient processing of transactions, but also of comprehensive data management. We are also responsible for the security of the bank, our customers and employees, as well as for the bank's property management.
People & Culture
This is our mission:
Banking is, and will remain, a people business. After all, HypoVereinsbank can only operate successfully in the market with motivated and high-performing employees. People & Culture is the bank’s strategic partner and pioneer for all human-resources matters. Every day, we develop talent, enable our employees to unlock their full potential, and shape the future of work in line with our cultural values of Integrity, Ownership & Caring.
This is what we do:
We provide support to our employees at all stages of their employment - always with the aim of achieving the best possible work-life balance. In this way, we enable them to unlock their full potential, as well as that of the bank. From attracting the best talents and skills to further development through our Learning & Development measures, from supporting and advising managers on personnel strategy issues to designing an effective remuneration system and ensuring health and well-being through our health management - We are there for our employees and their satisfaction is always at the heart of our actions. At the same time, we are continuously developing our processes and organisational structure for a flexible, data-supported way of working with flat hierarchies.
Marketing
This is our mission:
In our Marketing division, we make a significant contribution to the sustainable growth of HypoVereinsbank by understanding our clients’ needs and consistently incorporating them into all our products, services, and processes.
This is what we do:
We develop HypoVereinsbank’s comprehensive marketing strategy - from brand positioning to the planning and implementation of business-oriented marketing measures. In doing so, we market our products and services throughout all phases of the sales funnel to all market segments and through all online and offline channels. By developing a comprehensive customer-experience strategy, we always ensure the satisfaction of our clients.
Communication
This is our mission:
In our Communication division, we coordinate internal and external communications on the basis of the newsroom principle. With a 360-degree approach across all communication channels, we provide information about HypoVereinsbank’s products and services, strategic initiatives and other topics. Sustainability, as a key element of our business strategy, plays an important role in this. We also actively cultivate relationships with our stakeholders and protect the bank’s reputation.
This is what we do:
We advise the Board of Directors and the top management of HypoVereinsbank on all communication issues and implement various communication measures on behalf of the bank.
Audit
This is our mission:
Our Audit division is responsible for auditing and advising the entire bank on behalf of the board of directors. With our process-oriented and independent approach, we generate added value to the bank by analysing processes and projects and initiating successive improvements. We create transparency about existing risks and issues, analyse their causes and also consider the economic efficiency of the processes.
This is what we do:
We audit the entire bank and in particular the internal control system at regular intervals - process-oriented and independent. In doing so, we engage in personal dialogue with the experts in the different areas as well as with the management and carry out thorough fact-finding and quantitative data analyses. In this way, we deliver real added value for the bank by uncovering risks, analysing causes and initiating improvements.
Legal
This is our mission:
In the Legal division, we provide comprehensive legal services with customised, practice-oriented solutions. In doing so, we support the bank in unlocking its full potential and achieving its goals in the best way possible.
This is what we do:
As a strong team of experienced lawyers, we advise all business areas of the bank as well as the management including all boards in all national and international legal matters. This ranges from the negotiation, drafting and legal review of contracts to the screening and evaluation of legislative proposals and the implementation of relevant case law to the commissioning and management of international law firms.
Compliance
This is our mission:
Our Compliance division ensures compliance with all applicable external laws and regulations as well as internal guidelines and standards. We manage compliance risks in a targeted manner and, by establishing a sustainable compliance culture, strengthen our entire organisation’s capacity to prevent issues before they even happen. This is how we help the bank unlock its full potential and achieve its goals.
This is what we do:
Compliance advises the bank as a reliable partner in the areas of anti-financial crime, regulatory compliance and data protection. We analyse and assess the compliance risks of ongoing and planned business activities and perform downstream controls. In addition, we sensitise our employees to compliance risks through training programs.
This is our mission:
We are committed to the successful development and implementation of our corporate strategy, taking into account current and prospective market developments.
This is what we do:
We work closely with our CEO to implement our business strategy by managing, coordinating and implementing bank-wide projects and strategic initiatives. We analyse and evaluate market developments, thus continuously identifying business opportunities to ensure our sustainable business success.
#MakeInnovationHappen
Take an active part in shaping the transformation of one of the most change-driven industries - No matter which field you choose to pursue.
#WorkWithPurpose
Create more than just financial value and contribute your work to a more sustainable future and a fairer society for you and your family.
#ThinkEuropean
Join a pan-European company with regional connections and discover exciting career opportunities in the world’s most exciting cities.
Each application is personally and, of course, confidentially reviewed by People & Culture and the staff in the relevant division. We will then contact you promptly.
Please note that we only accept applications through our Job portal. This ensures that we receive your application details directly and can reply to you as soon as possible.
Your online application should include copies of all relevant certificates (job references, master’s/bachelor’s degree, school-leaving certificate, internships, etc.).
With your CV and your LinkedIn/Xing/Indeed profile, you can have our application form automatically pre-filled.
You can decide for yourself whether you also want to add your CV and a cover letter.
Our working hours are based on the tariff-regulated 39-hour week, which also applies to non-tariff employees.
We want to support our employees in balancing their professional and private goals by organising their working hours in a modern way. Every employee is an individual and every day is different. That is why we offer flexible working hours and other flexible working models, such as working remotely some of the time. This allows you to adapt your working hours to your current work needs and to remain flexible even for private appointments.
All tariff and non-tariff HVB employees receive an annual salary consisting of twelve monthly salary payments, a special payment of one monthly salary and a performance-based bonus, usually based on one monthly salary.
Employees with Total Compensation contracts also receive an annual salary made up of twelve monthly salary payments plus a discretionary bonus.
Salaries are always paid in advance on the first of the month - in combination with additional pension contributions from the employer and special conditions for banking transactions, making it a really well-rounded package.