Code of Conduct (en) | HypoVereinsbank

A white lighthouse stands on rocks by the water against a pink-purple sky. — Code of Conduct

The Code of Conduct sets out the principles to which all employees and external partners of the Bank must adhere in order to ensure high standards and absolute integrity for all activities carried out within or on behalf of UniCredit.

The Code of Conduct has been written in line with our Group's values - Integrity, Ownership and Caring - which guide all our actions and behaviours. These values are driven by our goal to excel and have a positive impact on our clients, shareholders, communities and employees.

It sets out how UniCredit Group employees can bring the corporate culture to life in their daily behaviour and how they should interact with all their stakeholders. In doing so, it guarantees the highest level of professional conduct by all UniCredit employees and other external professionals working on behalf of the bank.

The Code of Conduct is not a nice-to-have, but a crucial tool for UniCredit's success. By embedding it in our business activities, we can ensure that we stay on the path we have chosen: a path to achieving our goals and success.

Win. The Right Way. Together

Please note

These English language versions have been prepared for the purpose of assisting our English-speaking consumer clients with permanent residence in Germany and our English-speaking corporate clients (together referred to as “customers”, each client individually a “customer”).

If the English language version is marked as non-binding and for convenience only, the translation is provided for the customer’s convenience only and shall not be binding in any respect.

If the English language version is the only binding version, the contract language for the duration of the contractual relationship shall be English. This applies even where the language used for communication or negotiation differs from the contract language.

If the respective version is provided in both German and English, the German language version shall be binding and the contract language shall be German, unless otherwise contractually agreed.

January 2026